Mine does too which is hilarious because I’m the dad and my ex-wife is OoTL most times.
Take it as an indication your daughter trusts you.
FWIW I’ve been very clear with my kids and I only share relevant info with my ex so if a kid says it’s a secret I will make it a secret.
I’ve heard enough shit in my time as a parent I really question other parents lol
I’ll use banks as an example
If they cared about your security there would not be a mobile app or website.
Hell, credit cards would still require a signature.
It’s about cost first and foremost and then convenience.
Has nothing about you as a consumer. They don’t give 2 shits about you as a consumer.